Plan Smarter Before You Apply for a
Home Loan
Use these tools to understand your numbers — especially if you're self-employed — then I’ll help you turn that into a clear plan.
Start With Your Numbers
If you're planning to buy a home, these tools will help you understand where you stand before making any big decisions.
Start Here
Borrowing Power Calculator
Estimate how much you may be able to borrow based on your income, expenses, and debts.
Results are a guide only. Self-employed income is assessed differently.
Loan Repayment
Work out your expected loan repayments and how different loan amounts or rates impact your budget.
Results are a guide only. Self-employed income is assessed differently.
Stamp Duty Calculator
Estimate your upfront costs when purchasing property, including stamp duty and government fees.
Results are a guide only. Self-employed income is assessed differently.
Plan Your Next Steps
Savings Planner
Work out how long it may take to save your deposit based on your current habits.
Results are a guide only. Self-employed income is assessed differently.
Budget Planner
Get a clear picture of your income and expenses so you know what you can realistically afford.
Results are a guide only. Self-employed income is assessed differently.
Not Sure What These Numbers Mean for You?
These tools are a great starting point — but they don’t show how lenders assess
self-employed income, or what’s actually possible for your situation.
That’s where I can help.
Takes 1-2 minutes
✔ Get clarity before you speak to anyone else
Home Loan Calculators for Self-Employed Borrowers
If you're self-employed, calculating your borrowing power can be more complex than standard PAYG income. These tools give you a starting point, but lender assessments may vary depending on your financials, business structure, and income history.