About Logan Home Loans
Helping Self-Employed Australians Start the Home Loan Journey With Clarity
Logan Home Loans is led by a founder with a Diploma of Finance and Mortgage Broking Management, providing a strong understanding of how lenders assess self-employed borrowers. This experience helps inform the educational content and referral support we provide. Logan Home Loans does not provide credit advice or lending services.
Logan Home Loans is based in Logan City and supports self-employed borrowers Australia-wide through education and broker introductions.
Getting a home loan when you’re self-employed can feel confusing, frustrating, and inconsistent. The rules are different, the information is often unclear, and many business owners don’t know where to start — or who to trust.
That’s where Logan Home Loans comes in.
Logan Home Loans exists to help self-employed Australians understand the home loan process, prepare properly, and make informed decisions before engaging in formal credit discussions.
Julie Davidson
Founder | Loan Support & Referrals
Dip. FMBM
There are many ways to approach a home loan — but not all of them start with clarity.
What makes Logan Home Loans different is the role it plays — and just as importantly, the role it doesn’t.
Do you have experience in mortgage lending?
Yes. The founder of Logan Home Loans holds a
Diploma of Finance and Mortgage Broking Management, which provides an understanding of how lenders assess loan applications. This knowledge is used to support educational resources and referrals only — not to provide credit advice or loan products.
A Different Role — By Design
Logan Home Loans does not provide credit advice or recommend loan products. This is a deliberate choice.
Instead, the focus is on supporting self-employed Australians with education and clarity before they enter formal credit discussions. This includes explaining how lenders typically assess business income, helping clients understand what information is usually required, and reducing uncertainty before speaking with an accredited mortgage broker.
Where appropriate, introductions are made to trusted, accredited mortgage brokers who are licensed to provide credit advice and discuss suitable loan options based on individual circumstances.
This approach allows clients to feel informed and confident — without pressure, sales tactics, or guesswork.
Why the Focus on Self-Employed Borrowers?
Self-employed borrowers often face more complexity when exploring finance options.
Unlike PAYG employees, their income may come from multiple sources, fluctuate from year to year, or be structured through a business, trust, or company.
Many lenders assess self-employed income differently, and this can be confusing or frustrating without clear information.
Our focus is on helping self-employed Australians:
- Understand how lenders generally assess self-employed income
- Know what documentation is commonly requested
- Prepare before speaking with a licensed mortgage broker or lender
By providing education and referral support — not credit advice — we help self-employed borrowers feel more informed and confident before taking the next step.
What You Can Expect
When you engage with Logan Home Loans, you can expect clear, easy-to-understand explanations and honest guidance about next steps. There is no sales pressure, no loan recommendations, and no obligation to proceed.
The approach is referral-first and preparation-focused, designed to help you move forward with confidence and a clear understanding of where you stand.
Who This Is For
Logan Home Loans works with self-employed individuals and business owners, including contractors, freelancers, company directors, and those with non-standard income structures.
It’s suited to anyone who wants to understand their position before applying for a home loan and prefers a thoughtful, informed approach over rushed decisions.
Transparency Matters
Transparency is a core principle at Logan Home Loans.
No credit advice is provided, and no loan products are recommended. Any introductions to mortgage brokers are made to appropriately licensed and accredited professionals who operate independently and provide advice based on a full assessment of individual circumstances.
Ready to Take the First Step?
If you’re self-employed and unsure where to start, the best next step is education.