Personal Loans
Whether it's for a holiday, to buy some furniture, pay for a Uni course or even get married, we’re here to make your dreams a reality.
The loan process.
It’s easy. Six steps is all it takes to bring your plans to life to get the extra fund you need, fast. Sit back - we’ll do all the legwork for you.
List of Services
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1. Say hello
Get in touch to discuss your current financial situation and goals, in person or online.
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2. Research, research, researchList Item 2
We’ll compare multiple lenders and create a shortlist to suit your situation.
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3. Understand the potential
Once you’ve chosen a lender, we'll get you pre-approved so you know how much you can borrow and understand the repayment plan.
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4. Get sortedList Item 4
With pre-approval in place, you can now get your plans in place.
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5. Secure the finance
Once you’re ready to push the button, we’ll work to secure finance from your lender.
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6. Done!
Book that holiday, get married, pay for a uni course. Whatever your plans, make it happen.
Loan types and features.
There are a number of different loan types and features available to you, learn more below. We are here to help answer your questions when you’re ready.
Secured loans
You provide collateral [such as the car or property] as security against the loan in case you can't afford your repayments.
Lenders typically offer lower rates for secured loans [vs an unsecured loan] because there is less of a risk to them.
Unsecured loans
No additional security [e.g. your car or property] is provided against the loan. Instead the lender will rely on your credit score when they decide whether or not to approve you for the loan.
Interest rates can be higher than a secured loan and you might not be able to borrow as much.
Fixed rate
Your interest rate and repayments will stay the same during the fixed term of your car loan.
Variable rate loan
As the name suggests, the interest rate can change over the life of the loan. This gives you flexibility, but can also leave you open to rate rises. These loans offer more flexible features like unlimited additional repayment, redraw, and offset account.
Personal Loan Repayments Calculator.
How much will your repayments be?
There are several factors that determine what your repayments will be on your personal loan. Although this calculator gives you an indication as to what they might be, we suggest that you get in touch so we can find you a loan that aligns with your current (and future) goals.
Click on the Get Started button to get started online or submit your question in the form below and one of our mortgage brokers will get back to you as soon as possible.
Ask us a question. We're here to help!
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Lilem Pty Ltd (t/as Logan Home Loans) ACN 648695505 is authorised under LMG Broker Services Pty Ltd Australian Credit Licence 517192.
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Terms and Conditions
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.
1There may be occasions where you may be charged a fee by your broker.
2Your broker is able to assess each lender's approval times and identify those that can provide approval quickly, however this is subject to change and can vary significantly based on how complex is your loan application and how quickly you’re able to provide the information we need.
3Not all lenders are available to all brokers. The exact details of the lenders your broker has access to is disclosed within the Credit Guide your broker gives to you when providing credit assistance or is available upon request.
4The way in which your broker will stay in touch with you will differ, however typically this will be via email. In addition you will be able to contact them for guidance as required. You are able to opt out of these communications at any stage.
**There may be occasions where you may be charged a fee by your broker.
