Self-Employed & Thinking About Refinancing?

Understand whether refinancing makes sense — before speaking to a broker

Start With a Free Introduction Call Call Now

Prefer to talk now? Call 0421 866 324

Common Reasons Self-Employed People Refinance

A white check mark in a blue circle on a blue background.
A white check mark in a blue circle on a blue background.
A white check mark in a blue circle on a blue background.
A white check mark in a blue circle on a blue background.
A white check mark in a blue circle on a blue background.

High interest rates

Cash-out for business or personal use

Consolidating debts

Fixed rate expiry

Better loan structure

Why Refinance Is Tricky When Self-Employed

Refinancing isn’t just about rates — lenders reassess your income from scratch.

We help you:
✔ Understand if refinancing is realistic
✔ Prepare updated income documents
✔ Avoid unnecessary credit enquiries

How It Works

  1. We assess your situation (education only)
  2. Explain refinance considerations for self-employed borrowers
  3. Refer you to a licensed mortgage broker if appropriate

General Enquiry

Important: We are not a lender or mortgage broker and do not provide credit advice. We provide an introduction service and may refer you to a licensed

Australian mortgage broker/credit representative who can assess your circumstances and provide credit assistance. Credit is subject to approval.