Self-Employed and Unsure Where to Start With a Home Loan?
Clear guidance for self-employed Australians — understand what lenders look for, prepare properly, and get introduced to a trusted, accredited mortgage broker when you’re ready.
Getting a home loan when you’re self-employed is different
And most people find that out the hard way.
If you run your own business, you’ve probably experienced:
Conflicting information about what income counts
Different rules at different lenders
Requests for endless documents
Uncertainty about whether you’re “ready” to apply
Fear of getting knocked back and hurting your chances
The problem isn’t you — it’s that self-employed lending works differently.
Here’s how I help
I don’t provide credit advice or recommend loan products.
Instead, I help you understand the process, get organised, and connect with the right professional at the right time.
Help you understand how lenders assess self-employed borrowers
Explain what information is usually required before you apply
Help you avoid common mistakes that cause delays or declines
Introduce you to a trusted, accredited mortgage broker when you’re ready to proceed
You stay informed.
You stay in control.
And you don’t waste time guessing.
How it works
A simple, clear process
List of Services
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1. Get clarity
Start with education that’s specific to self-employed borrowers — not generic loan advice.
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2. Prepare properlyList Item 2
Understand what lenders usually look for so you can get your information in order before speaking to a broker.
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3. Get introduced
When it makes sense, I introduce you to an accredited mortgage broker who can provide advice and discuss suitable loan options with you.
Free Resource: Self-Employed Home Loan Checklist
If you’re not sure whether you’re ready to speak to a broker, this checklist will help.
Inside you’ll learn:
- What income documents you’ll likely need
- How lenders typically assess self-employed income
- Common red flags to address early
- How to avoid unnecessary delays
No obligation. No sales pressure.
Why I focus on self-employed borrowers
Self-employed Australians are often underserved by generic loan advice.
I focus on this space because:
- The rules are different
- The stakes are higher
- And the right preparation makes a huge difference
My role is to make the process clearer before you engage in formal credit discussions.
Who this is for &
Who it's not
This is for you if:
- You’re self-employed or a business owner
- You want to understand your position before applying
- You value preparation over guesswork
- You want to be introduced to the right broker at the right time
This may not be for you if:
- You’re looking for instant loan approval
- You want product comparisons without preparation
- You’re not ready to engage in the process thoughtfully
Not sure what your next step should be?
A short, obligation-free call can help you:
- Understand where you’re currently positioned
- Identify what to prepare next
- Decide whether speaking with an accredited broker makes sense yet
Start with clarity — not confusion
Clear guidance for self-employed Australians — understand what lenders look for, prepare properly, and get introduced to a trusted, accredited mortgage broker when you’re ready.
Keep reading — there’s more good stuff!
